Financially Free

Receive practical tips on how to free yourself from financial stress. Hear the inner thoughts of a financial planner as he encounters various financial situations.

Partner Blog for Financially Free

4 Tips to Wipe Out Credit Card Debt

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Do you feel the burden of credit card debt? Imagine what it feels like, if you didn’t have to make those monthly payments. Credit card debt affects people across all income levels. We have a client who works at a large technology company but feels stuck with a $40,000 credit card debt. We have another […]

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How to Lower Your Student Loan Payments - And Fund a Trip to London

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Are you struggling to pay off your student loans? So is our friend Katie. She’s from Kansas City, works for a social justice non-profit in DC, and is all fired up after finishing her graduate studies. However, Katie has accumulated $80,000 in federal student loan debt and $20,000 in private loans. She makes $70,000 a […]

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7 Reasons Why You Haven't Hired a Financial Planner - And Why They're All Wrong

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Many Americans choose to go it alone with their finances instead of hiring a certified expert. Hiring a financial planner is not yet part of our mainstream culture. Yet, if we are willing to pay a mechanic to change our car’s oil or a plumber to fix a leaky sink – even though we could […]

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Let's March to Close the Women's Wealth Gap

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I grew up with five older sisters. I learned many things from them: creative summer games, empathy, math tricks, and how to be economical. I have high regard for all of them, and I am convinced that they can do what any other man or woman can do. So it stings to know that my […]

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Three Questions That Will Change Your Life

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George Kinder – a Harvard-trained financial planner and a renowned Buddhist teacher – developed these three famous questions to truly understand a person’s life goals and values. Because this is what financial planning is all about: using money as a tool to live a meaningful life. I invite you to ponder on these questions. To […]

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Will Stocks Trend Higher in 2018?

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One of the most challenging part of my job as a financial planner is calming clients down during periods of stock market decline. Thankfully, I didn’t have to experience that in 2017. The U.S. stock market clocked a return of more than 21%. International stocks performed even better, rising by more than 27%. Everyone I interacted […]

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Should you buy Bitcoin?

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“Technology has advanced greatly, but human psychology is still the same.” I’m an aggressive investor. When stocks were tumbling during the Great Recession and everyone was running for the exit, I was buying stocks left and right. I even deployed most of my emergency funds. Those kinds of deep bargain opportunities only happen a few […]

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God vs. Your Financial Planner

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I’d like to share my blog post (below) that was recently published at the Millennial, an online journal that provides Catholic opinion on the most pressing issues of our times in politics, religion, and culture.    ________________ As a financial planner, I encourage people to take control of their finances and plan for their future. I often […]

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5 Tips to Prepare for GOP Tax Bill

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Significant tax changes are being discussed in Congress. If approved, these will take effect in 2018. Many deductions may be eliminated. While the proposed legislation is not yet a done deal, consider the following tax planning opportunities by end of 2017: If you pay estimated taxes, make your final state tax payment in December, instead […]

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How GOP Tax Plan May Affect You

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2017 Taxable Income How You May Feel Reason         Single   $0 to $9,235     Why me?   Small tax hike (up to $190) $9,326 to $37,950   TY Small tax cut (~$280 to $1,100/yr) $37,951 to $45,000   Yay! Decent tax cut ($4,900 to $5,800/yr) $45,001 to $91,900   Meh […]

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