Financially Free

Receive practical tips on how to free yourself from financial stress. Hear the inner thoughts of a financial planner as he encounters various financial situations.

Partner Blog for Financially Free

How to Get Rid of Your Student Loans

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Watch the video below for some avenues available to you for getting rid of your student loans!   Learn more at https://www.districtcapitalmanagement.com/!

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Tips to Increase Your Credit Score

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Learn practical tips on how to get a credit score of 800 and above. Learn more at https://www.districtcapitalmanagement.com/!

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5 Steps to Retire in Your 40s

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In this video, I outline the five main steps that FIRE advocates take in order to retire early. FIRE stands for Financial Independence, Retire Early. I also share my personal thoughts about their approach. Enjoy!  

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Furloughed? 4 Tips to Survive the Shutdown Debacle

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It’s tough not getting a paycheck. We have several clients who work for the government. Some of them have been furloughed as a result of the government shutdown. While some have ample emergency funds that they can use to tide them over, others don’t. About 29% of American households have less than $1,000 in savings. Their […]

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When Markets Fall, Do This

Anatomy of Market Declines & Recoveries

In a matter of four weeks, the global stock market has dropped by about 10%. Should you be worried? Sam, one of our clients, called me the other day. He is typically calm, rational and not afraid of opportunities. But he sounded tense. He just saw his accounts drop in value in the thousands. He […]

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Do You Make These 5 Money Mistakes?

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You must learn from the mistakes of others. You can’t possibly live long enough to make them all yourself. – Samuel Levenson I will confess. I’ve had my own share of financial mistakes. When I was new to the investing world, I decided to buy call options. It had the potential to generate immense returns, […]

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Got a New Job? 4 Tips to Maximize Your Situation

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Did you just start a new job? Congratulations! I hope you’ll get along with your new boss. With your higher salary and new benefits, here are four questions you might be thinking about, and tips on how to approach them. 1) What should I do with my higher salary? This is a great time to examine […]

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Free Mutual Funds & Credit Freezes Are Now Here

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Here are two cool recent personal finance developments that make my heart leap! 1) Credit Freeze Now Free Starting September 21, we can now freeze our credit for free! We can request a free credit freeze through Equifax, Experian and Transunion by going to their respective websites. Previously, these credit bureaus charged $5 or more […]

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Switched Jobs? Learn How to Maximize Your New Benefits

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Samantha just got a new job. She’s excited! It’ll be a breath of fresh air she needs, after a recent breakup. Samantha will have to make decisions on her new 401(k), Employee Stock Purchase Program (ESPP), Restricted Stock Units (RSUs), and insurance coverage. She also needs to figure out what to do with her old […]

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Government Wipes Out $170,000 in Student Loan Debt of Social Worker

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Many people wonder if the government will honor their word of eliminating their federal student loan debt under the loan forgiveness program. This year, we witnessed one of the first who successfully completed this program. Michael Mitchell is a 47-year old professional musician turned social worker and counseling pyschotherapist. He earned his master’s degree from […]

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