Here’s to Your Wealth

I am a nationally recognized financial advisor and speaker. I specialize in helping people through life transitions such as divorce, job changes, or death of a partner. I cover personal finance issues facing the working class, affluent investors, and near retirees. My periodic contributions to the market commentary titled “Here’s To Your Wealth” are designed to provide useful information for those who are pursuing a better financial life.

Partner Blog for Here’s to Your Wealth

Blog: 7 Reasons Why The Stock Market May Rise In 2021

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2020 has given us a formidable reminder of what volatility feels like. If you’ve been able to persevere as an investor, you are now enjoying the U.S. stock market’s all-time high. However, what matters now is what lies ahead. While the future is unpredictable, here are seven reasons stocks could have a strong year in […]

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Blog: Trump Versus Biden: Who Is Better For The U.S. Stock Market?

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It seems everyone is speculating on which will be better for the U.S. stock market: the re-election of President Donald Trump or the election of former Vice President Joe Biden to the Presidency. While opinions can be heated and often driven by one’s political predilections, in reality, the outcome of the election may not matter […]

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Blog: The Fed Is Raising A Spoiled Teenager

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Thirteen years ago last month (June 2007), the Fed Funds interest rate peaked at 5.25% and since then has been steadily declining. Apart from one short rate hike cycle in 2018, The Federal Reserve Bank (The Fed), has consistently reduced interest rates and implemented what is known as accommodative monetary policy. This accommodative policy has […]

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Blog: Is This Stock Market Rally Putting Investors At Risk?

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Rarely in my career have I seen such polarizing views on the direction of stocks. One view anticipates a slow recovery due to the extremely high levels of unemployment and the uncertain future of a vaccine for Covid-19. The countering view forecasts one of the most rapid financial comebacks in history, largely due to the […]

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Blog: 5 Tips To Help You Prepare For The Next Market Crash

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Many stock and bond investors were caught off guard by the swift and severe market downturn earlier this spring. At the market bottom, things looked dismal, and many stock and bond investors panicked. Remember, for every buyer there has to be a seller—and there were folks who sold on March 23rd when the Dow Jones […]

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BLOG: What Investors Can Do Now

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As any investor knows, the COVID-19 virus has recently put the stock market on a vicious roller coaster. After a quick and severe drop of almost 40%, as of April 13, the stock market has recovered almost 30%. Unfortunately, we still need another 20% bounce in order to reach our prior all-time highs. Nevertheless, the […]

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BLOG: 8 Planning Tips For A More Enjoyable Retirement

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As people plan for retirement, it is no longer considered the end of something but rather the beginning of a new adventure and even an exciting phase of life. The individuals and couples that I speak with envision a retirement where they’re engaged in their favorite activities, causes, and passions. This leads to the question, […]

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BLOG: 4 Risks To The Current Stock Market Rally

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Thus far in 2020, the U.S. stock market is off to a virtually uninterrupted, positive start. There are legitimate reasons for stock investors to be optimistic, including an expected increase in corporate earnings as well as continued strength from the U.S. consumer fueled by strong wage growth and low unemployment. The economy is also benefiting […]

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BLOG: A Potential Risk To The Stock Market: The Return Of Inflation

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The 2017 passage of the Tax Cuts and Jobs Act added accommodative fiscal policy to the already expansionary monetary policy instituted by the Federal Reserve (the Fed). Such dual economic stimulus has not been in effect for most of the past four decades. Outside of two sharp economic and stock market crashes, these recent decades have […]

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BLOG: Four Unconventional Financial Tips To Consider

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Financial planning is very unique to each individual and specific advice will vary for each person and situation. Sometimes in our practice, we offer guidance that runs counter to popular opinion. Here are four strategies that can be considered unconventional yet may be appropriate in specific circumstances. Don’t use your HSA for medical reimbursement. Sure, […]

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