Here’s to Your Wealth

I am a nationally recognized financial advisor and speaker. I specialize in helping people through life transitions such as divorce, job changes, or death of a partner. I cover personal finance issues facing the working class, affluent investors, and near retirees. My periodic contributions to the market commentary titled “Here’s To Your Wealth” are designed to provide useful information for those who are pursuing a better financial life.

Partner Blog for Here’s to Your Wealth

The Most Reliable Ways To Generate Retirement Income

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With over 10,000 Americans turning 65 every day, the question of how to pay bills during retirement is on the minds of many. I have almost daily conversations with individuals planning for their next stage of life and surprisingly, while each situation is unique, the choices all dovetail into the same five ways that cash […]

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Countering Financial Illiteracy: Practical Tips For Pre-Teens

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There is a growing realization that America’s youth are not prepared to make complex, or even some daily financial decisions. And in a world where private sector pensions are becoming rare, being financially literate, understanding the role of money, and being able to save for eventual retirement is becoming increasingly important. Fortunately, some colleges are […]

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Investing Tips From The U.S. Open Tennis Championships

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For two incredible weeks, the world’s best tennis players compete for the U.S. Open Tennis Championships. Outstanding coverage can be found on ESPN and the Tennis Channel with former players and expert analysts offering tips and observations of the players and their strategies.  While watching the first week of action, I realized these extremely talented […]

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Love Is Lovelier The Second Time Around – 11 Tips To Keep It That Way

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Frank Sinatra famously sang “love is lovelier, the second time around”. It is understandable that when love strikes again you may want to avoid the buzzkill of talking about money and finances. But planning before you tie the knot can prevent marital spats later. And with 67% of second marriages ending in divorce planning makes […]

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The Biggest Reasons You Don't Control Your 401k Costs

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I often read about how investors can lower their 401(k) costs, and the suggestion seems to be that participants have the power to control everything in their plan. This is not the case. The structure of a 401(k) plan doesn’t provide participants with all the power they need regarding costs. However, there are a few […]

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Risks to the 2019 Stock Market Rally

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As Jerry Garcia sang, “What a Long Strange Trip It’s Been.” The same might be said today of the stock market—over the past ten years of market expansion, there have been a lot of wild swings and surprises. Nevertheless, as evidenced by a very strong 2019 first-quarter performance, the bull market in stocks continues. The […]

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Five Questions To Ask Yourself When Hiring A Financial Advisor

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It’s easy to find tips on how to pick a financial advisor, but it’s harder to know what is best for you. We all see the endless ads from the legacy brokerage firms, banks looking to expand their ‘share of wallet,’ low-cost discount shops, and robo-advisors. Further adding to the confusion is that the industry […]

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6 Choices When Your 401(k) Plan Terminates

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Retirement planning is a major challenge for millions of Americans. Desirable defined benefit retirement plans, also known as pensions, are being phased out. With the demise of pensions, individuals increasingly have to invest their own money to fund their retirement. When an employee is investing their own earnings into a Company-sponsored retirement plan, they are […]

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A Super Time To Review Your New Year’s Resolutions

Atlanta, Georgia, USA - January 28, 2019: A view of Mercedes-Benz Stadium a few days before hosting Super Bowl LIII. Mercedes-Benz Stadium is a multi-purpose retractable roof stadium located in Atlanta, Georgia.

This weekend’s Super Bowl gave us the chance to see the results of a well-designed plan, hard work, and sound execution. Those same qualities also need to be present in order for a financial plan to be successful. But with the realities of work life, kid’s schedules, and social commitments, adhering to financial planning goals […]

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Hard Financial Lessons Learned From The Government Shutdown

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The Federal Government shutdown is approaching its fourth week. According to the Washington Post, over 800,000 American workers have missed their first paycheck. As the shutdown continues there are many unfortunate stories about the personal hardship thousands of Americans are facing. An unexpected loss of income is an upsetting personal and financial setback. As a […]

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