Here’s to Your Wealth

I am a nationally recognized financial advisor and speaker. I specialize in helping people through life transitions such as divorce, job changes, or death of a partner. I cover personal finance issues facing the working class, affluent investors, and near retirees. My periodic contributions to the market commentary titled “Here’s To Your Wealth” are designed to provide useful information for those who are pursuing a better financial life.

Partner Blog for Here’s to Your Wealth

6 Choices When Your 401(k) Plan Terminates

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Retirement planning is a major challenge for millions of Americans. Desirable defined benefit retirement plans, also known as pensions, are being phased out. With the demise of pensions, individuals increasingly have to invest their own money to fund their retirement. When an employee is investing their own earnings into a Company-sponsored retirement plan, they are […]

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A Super Time To Review Your New Year’s Resolutions

Atlanta, Georgia, USA - January 28, 2019: A view of Mercedes-Benz Stadium a few days before hosting Super Bowl LIII. Mercedes-Benz Stadium is a multi-purpose retractable roof stadium located in Atlanta, Georgia.

This weekend’s Super Bowl gave us the chance to see the results of a well-designed plan, hard work, and sound execution. Those same qualities also need to be present in order for a financial plan to be successful. But with the realities of work life, kid’s schedules, and social commitments, adhering to financial planning goals […]

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Hard Financial Lessons Learned From The Government Shutdown

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The Federal Government shutdown is approaching its fourth week. According to the Washington Post, over 800,000 American workers have missed their first paycheck. As the shutdown continues there are many unfortunate stories about the personal hardship thousands of Americans are facing. An unexpected loss of income is an upsetting personal and financial setback. As a […]

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Planning Moves To Protect Your Income In 2019

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As the new year approaches, market volatility and economic uncertainty are taking center stage. With so much news noise, mixed messages out of Washington and uncertainty abroad, individuals face an uncertain planning landscape. Many economists expect that the U.S. economy peaked in the third quarter of 2018 and that overseas markets will continue to struggle. […]

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7 Mistakes To Avoid After Receiving A Financial Windfall

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These days, with enormous lottery jackpots almost common, many people think a financial windfall refers to an outrageous sum of money. However, those circumstances are very rare and financial windfalls are usually the result of a much more modest event such as an inheritance, cashing in of stock grants or options, the sale of a […]

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5 Reasons Why Higher Interest Rates Matter

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For the past decade, we have lived in a period of relatively low interest rates. In response to the 2008 market and economic collapse, The Federal Reserve Bank (the Fed) began a multi-year policy of accommodative monetary policy, which kept both consumer and corporate interest rates low. At the same time, overseas financial institutions, like […]

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It’s Not Too Soon For Taxes. 4 Moves You Can Make Now

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With the April 15th tax filing deadline still months away, it may seem early to consider taxes, but when it comes to reducing your tax bill, starting early makes eminent sense. Too often tax planning is delayed until very late in the year or until we complete our tax returns. By then it is often […]

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College Costs And The Myth Of A 'Free' Athletic Scholarship

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With the high and rising cost of a college education, parents are looking for ways to increase affordability. Some families with talented child-athletes look to earning athletic scholarships as a primary means of funding higher education. But are they really coming out ahead financially when they pay for more than a dozen years of athletic […]

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5 Things To Do With Your Raise Or Bonus

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With the economy growing at a rapid pace and unemployment dropping, wages are showing strong increases. According to the Department of Labor, unemployment is at 3.9% and wages have been rising at a 2.7% annualized rate for the past three months. Companies are being pressured to pay more for talent and to keep their employees […]

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Why College Students Should Know the Cost of a College Education

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With indications that current college students will need to accumulate well over one million dollars simply to remain in the middle class during their later years, pursuing financial freedom from an early age makes eminent sense. However, many teens or twenty-somethings tune out around talk about investing for retirement. Framing investment conversations that college students […]

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