Blog: 5 Reasons To Start Planning For Retirement Early
When you are in your 30s and 40s, retirement can still seem a long time away. You have other priorities such as saving for a house, purchasing a car, paying… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: Sustainable Investing Explained
Do you care about social justice and the environment? Are you wondering how you can incorporate these values in the way you invest your money and your retirement savings? This… Read More
Blog: 6 Ways the SECURE Act 2.0 Can Impact Your Retirement
The House recently passed the SECURE Act 2.0 legislation – the Securing a Strong Retirement Act of 2022 – that may bring several benefits to us saving for retirement. It… Read More
Blog: Financial Planning for Millennials
You may be early in your career so may not have amassed many assets yet. You may be juggling long-term goals for saving and retirement planning, with other priorities such… Read More
Blog: 5 Smart Strategies to Deal With Inflation
If you feel like you have been paying more for everything lately, you are not alone. Inflation has soared over the past year. At 7.5% for the main inflation index,… Read More
Blog: Stock Options vs RSU: What’s The Difference?
RSUs and stock options are both forms of employee equity compensation offered to an employee by a company. When you are considering your compensation, you should look beyond your paycheck… Read More
Blog: Should I Invest In Bitcoin?
Are you thinking of buying Bitcoin? Or do you already own some but you’re wondering if you should sell it? Bitcoin is a hot topic right now, and if you… Read More
Blog: The Ultimate Roth IRA Guide
Are you trying to decide which retirement savings plan is best for you? A Roth IRA is a retirement savings vehicle that can allow your contributions to grow tax-free. There… Read More
Blog: Everything You Need To Know About RSU vs RSA
Restricted Stock is a popular way to incentivize employees. There are two stock bonus structures – restricted stock units (RSU) and restricted stock awards (RSA). Both can be a fantastic… Read More
Blog: A Guide to Inheriting a 401(k)
Inheriting a 401(k) isn’t always as simple as inheriting a home or other types of assets. The IRS has detailed rules about 401(k) beneficiaries that say when they must receive… Read More
Blog: How Do Stock Options Work?
What are stock options? Stock options represent the right to buy company stock at a fixed price (“exercise price”) during a fixed time period (usually 10 years). Stock options are… Read More
Blog: 6 Financial Goals To Set For 2022
It’s no secret that 2020 and 2021 were challenging years to say the least. We are going on two years of living through a global pandemic. We’ve heard of cargo… Read More