Articles by Alvin Carlos, CFA, CFP®

October 22, 2021 | Alvin Carlos, CFA, CFP®

public service loan forgiveness

Blog: Big Changes For Public Service Loan Forgiveness

Do you want your federal student loans to be forgiven, and have you been working for the government or a nonprofit? If the answer to both is yes, here’s some good news for you. The US Department of Education just announced an overhaul to the Public Service Loan Forgiveness (PSLF) program for a limited time […]

Read more

October 21, 2021 | Alvin Carlos, CFA, CFP®

401k benefits

Blog: 8 401(k) Benefits You Should Know About

There are many benefits of 401(k) plans, and some are less known than others. A 401(k) is a type of retirement plan offered by an employer in which the employee can defer part of their paycheck into a retirement account to grow for their retirement years. Many people have access to a 401(k) retirement plan. […]

Read more

October 14, 2021 | Alvin Carlos, CFA, CFP®

Blog: 5 Tips For Your Settlement Money

Did you just receive a sizeable amount of settlement money? It’s probably an emotional time for you, but you’re also thinking, “What should I do with all this settlement money?” Cashing in a half a million or a million dollar check can be quite scary and intimidating. Here at District Capital, we work with clients […]

Read more

October 7, 2021 | Alvin Carlos, CFA, CFP®

Blog: What Happens to a 401(k) When You Quit Your Job

Most Americans today have an average of 12 jobs in their lifetime. Gone are the days of getting a job straight out of school and staying there until the day you retire. With moving jobs often comes the question, “what should I do with my old 401(k)?” Most people don’t want 12 retirement accounts sitting […]

Read more

October 4, 2021 | Alvin Carlos, CFA, CFP®

UGMA vs UTMA

Blog: UGMA vs UTMA

Do you want to set some money aside for your child? There are several ways to help set your child up for a strong financial future. If a 529 college savings plan isn’t ideal because you aren’t sure if your child will go to college, then you may want to look into Uniform Gifts to […]

Read more

September 30, 2021 | Alvin Carlos, CFA, CFP®

mega backdoor roth

Blog: How Does A Mega Backdoor Roth Work?

A Mega backdoor Roth is a retirement savings strategy that could allow you to put up to $38,500 in a Roth 401(k), on top of your regular $19,500 annual contribution. There are many moving pieces that all need to fall into place in order for this strategy to work, so we highly recommend you consult […]

Read more

September 20, 2021 | Alvin Carlos, CFA, CFP®

Blog: How Do Employee Stock Purchase Plans Work?

Do you want to fully understand and maximize your employee stock purchase plan at work? Here are twelve tips to help you get there! #1 What is an employee stock purchase plan? An employee stock purchase plan (ESPP) is a benefit offered by several large companies such as Hilton, Disney or Apple. It allows you, […]

Read more

August 31, 2021 | Alvin Carlos, CFA, CFP®

Blog: How To Calculate ROI On Rental Property

Are you thinking of buying a rental property? In this video, I’m going to teach you how to compute the rate of return or ROI on your potential rental property. Sounds complicated, but it’s pretty straightforward. If you’re putting in tens of thousands of dollars towards your real estate investment, you might want to know […]

Read more

August 27, 2021 | Alvin Carlos, CFA, CFP®

Blog: Should I Max Out My 401k?

Should I max out my 401(k)? This is a common question. After all, when it comes to retirement savings, isn’t more always better? In this blog, we will answer the common question about whether you should max out your 401(k), and things to consider before doing so. Before we answer the main question, let’s discuss […]

Read more

August 23, 2021 | Alvin Carlos, CFA, CFP®

Blog: Solo 401(k)

Have you heard the term “Solo 401(k)” and wondered what it is? The name basically describes the plan. It is a 401(k) plan with only one participant. This plan is for those who own their own business and do not have any employees, so the business owner is both employee and employer in the business. […]

Read more

Engage us on Facebook

Follow us on Twitter