Blog: Roll Unused 529 Funds Into a Roth IRA
A 529 plan is a popular means of saving for a child’s college education, which is a significant financial goal for many parents. However, what happens if your child doesn’t… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: A Guide To The TSP Mutual Fund Window 2023
Have you got a Thrift Savings Plan? If you do, then you should learn more about the latest TSP mutual fund window. In June 2022, the Federal Retirement Thrift Investment… Read More
Blog: Will the Stock Market Crash in 2023?
Have you heard something like “the stock market is going to crash in 2023”? Are you wondering if it’s time to sell your stocks? The stock market delivered poor returns… Read More
Blog: Should You Prioritize An HSA Or A Roth IRA?
Do you want to retire comfortably and pay for your medical expenses without any stress? There are a number of tax-advantaged accounts that let you save for these goals. Two… Read More
Blog: What Is The Best Cash Back Credit Card?
You asked for it and we got it. Here’s your District Capital-approved list of the very best no-fee credit cards for cash back. There are a variety of options depending… Read More
Blog: How to Find a Lost 401(k)
There are trillions of dollars being left behind in forgotten 401(k) plans in America. That is a lot of money! If you have had several jobs over the years, then… Read More
Blog: Is A 401(k) Profit Sharing Plan Right For My Business?
Are you wondering if a 401(k) profit sharing plan is right for your small business? Profit sharing plans are the most flexible type of contribution that an employer can make… Read More
Blog: Mutual Funds vs ETFs: What Should I Invest In?
Most people have heard the terms “mutual fund” and “ETFs.” Even though these are common investment choices for many investors, they can still be mixed up and often investors are… Read More
Blog: Should I Invest in Brokered CDs?
Do you want to know a little personal finance secret that hardly anyone knows about? If you are interested in a safe and higher-yielding investment, there is this secret CD,… Read More
Blog: A Guide To Gifting A 529 Plan This Holiday Season
Have you been thinking about what to gift a loved one for the upcoming holidays? Gifting to a 529 college savings plan can be a great alternative to a physical… Read More
Blog: HSA | 10 Eligible Expenses You May Not Know About
Do you want to save for medical expenses and reduce your taxable income at the same time? A Health Saving Account (HSA) may be right for you. Before you sign… Read More
Blog: What is Gift Tax?
Gift tax is a commonly misunderstood tax. Many people feel that if they receive money as a gift, they will need to pay the IRS part of that gift in… Read More