Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Having a child is one of the most joyful — and financially impactful — events in a person’s life. In Montgomery County, Maryland, families frequently encounter high childcare costs, particularly… Read More
Maryland is at a fiscal crossroads. Facing a projected $3.3 billion budget deficit, Governor Wes Moore has introduced a comprehensive budget plan to address this shortfall. The proposal includes a… Read More
The Tax Cuts and Jobs Act (TCJA) of 2017 brought about significant changes to the United States tax system, impacting individuals, families, and businesses alike. However, it’s crucial to recognize… Read More
Family trusts, also known as living trusts or revocable trusts, can be valuable tools for managing and distributing assets. However, it’s vital to consider individual circumstances and goals when deciding… Read More
A new student loan repayment plan can halve your monthly student loan payments (if you qualify). The new Saving on a Valuable Education (SAVE) Plan is the latest income-driven repayment… Read More
Getting an inheritance can transform your financial situation, providing a significant boost to your financial stability. However, an inheritance can also be a source of stress. If your inheritance is… Read More
Saving for a child’s college education is an important financial goal for many parents. In the U.S., 529 plans are a popular and tax-advantaged way of saving for college. However,… Read More
Have you been contributing to a TSP? Will you be retiring from the federal government soon? What are you planning to do with your TSP when you do? There are… Read More
Do you want to capture a higher yield amid rising interest rates? You may want to consider a Treasury Bill ladder. Treasury bills are low-risk investments, have predictable returns, and… Read More
A 529 plan is a popular means of saving for a child’s college education, which is a significant financial goal for many parents. However, what happens if your child doesn’t… Read More
Have you got a Thrift Savings Plan? If you do, then you should learn more about the latest TSP mutual fund window. In June 2022, the Federal Retirement Thrift Investment… Read More
Have you heard something like “the stock market is going to crash in 2023”? Are you wondering if it’s time to sell your stocks? The stock market delivered poor returns… Read More