Community Blogs

With the end of the year fast approaching, now is the time to take a closer look at tax planning strategies that could reduce your tax bill for 2022. General… Read More

Healthcare is a major expense for the majority of Americans. Both Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) provide assistance with health care costs, but they work differently.… Read More

Two months ago I gave you some tips for tackling the famous Camino de Santiago 500-mile path across northern Spain. This month I’ll tell you about some of the highlights… Read More

Individuals with significant assets should take advantage of proven tax strategies such as gifting and direct payments to educational institutions to transfer wealth to heirs tax-free and minimize estate taxes.… Read More

Understanding marginal and effective tax rates is important for tax planning purposes; however, many taxpayers don’t fully understand the differences. Let’s take a closer look: Marginal Tax Rate The United… Read More

Many companies offer 401(k) matching programs which can be a fantastic perk for employees. However, the money the employer contributes typically isn’t the employees right away. In the majority of… Read More

401(k) withdrawal rules can be fairy complex. Many factors come into play when determining if you can, or should, withdraw from your 401(k) plan. In this blog, we will answer… Read More

As a practitioner of emergency management, I have developed an informal theory (that I would never dare publish in any professional journal) that every disaster or major world event is… Read More

Many people recognize the importance of life insurance but there is a big gap between how many need life insurance and how many actually have it. Life Insurance Awareness Month… Read More

Building a diversified investment portfolio can be a time-consuming task. Mutual funds and index funds can help save you time because they invest your capital across a variety of securities.… Read More

According to the US Small Business Administration, small businesses employ half of all private-sector employees in the United States. However, a majority of small businesses do not offer their workers… Read More

The Inflation Reduction Act (IRA), signed into law on August 16, 2022, includes tax provisions affecting businesses, individuals, the clean-energy industry, healthcare, and more. Let’s take a look: Businesses Sec.… Read More