Common Financial Questions Families in Montgomery County Ask
If you are raising a family in Montgomery County, you have probably asked at least one of these questions: Are we saving enough for college? How much house can we… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Celebrate Thanksgiving & Christmas Without Financial Stress
How can I save money during the holidays in Montgomery County without sacrificing joy and tradition? You’re not alone. Between Thanksgiving meals, travel plans, and Christmas shopping, it’s easy for… Read More
Estate Planning Basics Every Montgomery County Family Should Know in 2025
Estate planning is a crucial step for families seeking to protect their assets, care for their loved ones, and create a lasting legacy. If you live in Montgomery County, Maryland,… Read More
How to Financially Prepare for Childcare in Montgomery County
Having a child is one of the most joyful — and financially impactful — events in a person’s life. In Montgomery County, Maryland, families frequently encounter high childcare costs, particularly… Read More
Understanding Maryland’s New Tax Proposals and Their Impact on Residents
Maryland is at a fiscal crossroads. Facing a projected $3.3 billion budget deficit, Governor Wes Moore has introduced a comprehensive budget plan to address this shortfall. The proposal includes a… Read More
Are You Prepared For The Tax Cuts and Jobs Act (TCJA) Sunset?
The Tax Cuts and Jobs Act (TCJA) of 2017 brought about significant changes to the United States tax system, impacting individuals, families, and businesses alike. However, it’s crucial to recognize… Read More
What is a Family Trust and How Do You Set One Up?
Family trusts, also known as living trusts or revocable trusts, can be valuable tools for managing and distributing assets. However, it’s vital to consider individual circumstances and goals when deciding… Read More
Blog: What is the SAVE Repayment Plan?
A new student loan repayment plan can halve your monthly student loan payments (if you qualify). The new Saving on a Valuable Education (SAVE) Plan is the latest income-driven repayment… Read More
Blog: What Should I Do With An Inheritance?
Getting an inheritance can transform your financial situation, providing a significant boost to your financial stability. However, an inheritance can also be a source of stress. If your inheritance is… Read More
Blog: Can I Use My 529 Funds to Study Abroad?
Saving for a child’s college education is an important financial goal for many parents. In the U.S., 529 plans are a popular and tax-advantaged way of saving for college. However,… Read More
Blog: What Should I Do With My TSP When I Retire?
Have you been contributing to a TSP? Will you be retiring from the federal government soon? What are you planning to do with your TSP when you do? There are… Read More
Blog: What is a Treasury Bill Ladder?
Do you want to capture a higher yield amid rising interest rates? You may want to consider a Treasury Bill ladder. Treasury bills are low-risk investments, have predictable returns, and… Read More