Financially Free

June 4, 2021 | Alvin Carlos, CFA, CFP®

Blog: FSA vs HSA: Which One Should You Get?

In this blog, we are going to discuss the ins and outs of Health Savings Accounts (HSA) vs Flexible Spending Accounts (FSA). Many people have access to both, and it can help you lower your taxes. If you’re wondering which is better for you, read on for the 13 most commonly asked questions about FSA […]

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May 24, 2021 | Alvin Carlos, CFA, CFP®

donate to charity

Blog: How Much Should You Donate to Charity?

Are you inspired to donate to charity this year, but you’re not quite sure how much to give? There are so many causes that need our support. Hunger, food insecurity, social justice, racial inequality, climate change, fair elections, cure for Alzheimer’s, cure for cancer, refugees, girl’s education, the list goes on. You feel called to […]

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May 18, 2021 | Alvin Carlos, CFA, CFP®

Blog: Solo 401k vs SEP IRA For Self-employed

Are you self-employed and want to invest your savings while lowering your taxes? Maybe you’re a realtor, interior designer, or a TikTok influencer, and you want to finally create your own retirement plan. Is Solo 401(k) or SEP IRA better for you? In this article, I’m going to share a side by side comparison of […]

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May 12, 2021 | Alvin Carlos, CFA, CFP®

Blog: 6 Strategies to Reduce Your Taxes

To significantly reduce your taxes now and in the future, you need to plan ahead. There are several strategies you can adopt to lower your tax bill. When I was studying for the Certified Financial Planner™ certification, I was amazed at the volumes of strategies we are allowed to take to reduce our tax bill. […]

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April 30, 2021 | Alvin Carlos, CFA, CFP®

Blog: 3 Reasons to Choose a Fiduciary Financial Advisor

Finding a financial planner can be tough! Finding one you can trust who works in your best interest can be even more challenging. This video will cover three reasons you will want to choose a fiduciary financial advisor. If you’d like to learn more about how to select a fiduciary financial advisor, schedule a free […]

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April 19, 2021 | Alvin Carlos, CFA, CFP®

Child Tax Credit 2021

Blog: Child Tax Credit 2021: 8 Things You Need to Know

If you have a child, you might get some money this year from the IRS. The American Rescue Plan Act that was signed into law on March 10, 2021 increases the child tax credit and calls for payments to be sent to families. The child tax credit 2021 payments are completely separate from the stimulus […]

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April 19, 2021 | Alvin Carlos, CFA, CFP®

Fee Based Financial Planners District Capital Management

Blog: How to Find Fee-Only Financial Planners

Finding a trustworthy financial planner is like looking for a needle in a haystack. Only less than 10% of financial advisors in the country are required to act in your best interest. Luckily, you’re halfway through your search, after discovering the reasons why fee-only financial planners are the best way to go. Here are three great […]

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April 12, 2021 | Alvin Carlos, CFA, CFP®

Blog: 4 Reasons to Hire a Fee-Only Financial Planner

Hiring a financial planner is a big step and you might want to consider hiring a fee-only financial planner.  You’ll want to find someone you can trust and who will be your advocate for your current and future self. Read on for four reasons why a fee-only financial planner might be your best choice: Reason […]

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April 1, 2021 | Alvin Carlos, CFA, CFP®

Best Account for Children’s Savings

Blog: What is the Best Account for Children’s Savings?

Do you have a son or daughter? Do you want to set up a savings account for them? You can help your children get set up for the future by having them develop those good financial habits early on. In this article, I’m going to answer three questions related to setting up a savings account […]

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March 31, 2021 | Alvin Carlos, CFA, CFP®

Blog: Three Biggest 401k Mistakes!

Understanding your 401k can sometimes be difficult. It’s possible that you’re making mistakes with your 401k that you aren’t even aware of. In this video, Alvin Carlos, from District Capital Management, will help you avoid three of the biggest mistakes people make with their 401k.

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