Blog: How does Life Insurance Work?
Many people recognize the importance of life insurance but there is a big gap between how many need life insurance and how many actually have it. Life Insurance Awareness Month… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: Should I Choose Index Funds Or Mutual Funds?
Building a diversified investment portfolio can be a time-consuming task. Mutual funds and index funds can help save you time because they invest your capital across a variety of securities.… Read More
Blog: Is 401(k) or 403(b) Better For Retirement?
While there are many options for saving for retirement, one that you may not have heard of is a 403(b). It’s commonly referred to as the cousin to a 401(k).… Read More
Blog: What is a Donor-Advised Fund?
Donor-advised funds are an increasingly popular way to give to charity. They are one of the easiest and most tax-efficient ways to support charitable causes. You can give to all… Read More
Blog: 5 Tips To Reduce Financial Stress
With rising inflation, many Americans are experiencing financial stress. This can make it hard to live the life that you want to live. Having a plan to help manage the… Read More
Blog: What Is The Limit For FDIC Insurance In 2022?
Are your hard earned bank holdings insured? Luckily for the majority of Americans, they are. The Federal Deposit Insurance Corporation (FDIC) is an independent government agency that is in charge… Read More
Blog: Is a 529 or a Brokerage Account Better for College Savings?
The two most common ways to save for your child’s college education are 529 plans and custodial brokerage accounts. In order to decide which one of these works better for… Read More
Blog: 4 Ways To Invest Your 2022 Tax Refund
Did you get a tax refund this year? Maybe you got a couple of thousand dollars from the IRS, and you’re wondering how you can best invest it? It is… Read More
Blog: 5 Financial Basics to Teach Your Children
Most of us handle money on a daily basis so it’s important to understand the basics of financial literacy. Start teaching your children about money today to better their financial… Read More
Blog: 5 Reasons To Start Planning For Retirement Early
When you are in your 30s and 40s, retirement can still seem a long time away. You have other priorities such as saving for a house, purchasing a car, paying… Read More
Blog: Sustainable Investing Explained
Do you care about social justice and the environment? Are you wondering how you can incorporate these values in the way you invest your money and your retirement savings? This… Read More
Blog: 6 Ways the SECURE Act 2.0 Can Impact Your Retirement
The House recently passed the SECURE Act 2.0 legislation – the Securing a Strong Retirement Act of 2022 – that may bring several benefits to us saving for retirement. It… Read More