Blog: Emergency Fund: How Much Should You Save?
What would you do if your car needed major repairs? What if you lost your job or were hospitalized for a long time? These are things we don’t want to… Read More
Alvin Carlos, CFA, CFP®
Alvin Carlos, CFA, CFP® is passionate about helping professionals in their 30s and 40s make smarter financial decisions. He is the CEO of District Capital Management, a financial planning and investment management firm for the everyday people. Alvin is a CERTIFIED FINANCIAL PLANNER™ practitioner and has a Masters degree in International Relations from SAIS-Johns Hopkins. In his spare time, Alvin enjoys swing dancing and Ultimate Frisbee. He also volunteers for Catholic Charities’ new Financial Stability Network, which helps low-income folks with their finances.
Blog: Fidelity Index Funds for Beginners
Around 90% of stock mutual funds underperform index funds, while charging higher fees. Why would you pay more, for getting less? In this blog, you will learn all you need… Read More
Blog: SEP IRA vs SIMPLE IRA (For Self Employed)
Are you self-employed or do you run a small business? Would you like to lower your taxes and start saving for retirement? This video teaches you two ways you can… Read More
Blog: Can You Rely on Public Service Loan Forgiveness?
Many student loan borrowers spend years paying off their debt, but forgiveness programs can help cut that time down. The Public Service Loan Forgiveness (PSLF) program allows certain federal student… Read More
Blog: Roth IRA vs Traditional IRA vs 401(k)
Should you contribute to a Roth IRA, Traditional IRA or a 401(k)? In this video, I’ll share everything you need to know about a Roth IRA, Traditional IRA & a… Read More
Blog: FSA vs HSA: Which One Should You Get?
In this blog, we are going to discuss the ins and outs of Health Savings Accounts (HSA) vs Flexible Spending Accounts (FSA). Many people have access to both, and it… Read More
Blog: How Much Should You Donate to Charity?
Are you inspired to donate to charity this year, but you’re not quite sure how much to give? There are so many causes that need our support. Hunger, food insecurity,… Read More
Blog: Solo 401k vs SEP IRA For Self-employed
Are you self-employed and want to invest your savings while lowering your taxes? Maybe you’re a realtor, interior designer, or a TikTok influencer, and you want to finally create your… Read More
Blog: 6 Strategies to Reduce Your Taxes
To significantly reduce your taxes now and in the future, you need to plan ahead. There are several strategies you can adopt to lower your tax bill. When I was… Read More
Blog: Child Tax Credit 2021: 8 Things You Need to Know
If you have a child, you might get some money this year from the IRS. The American Rescue Plan Act that was signed into law on March 10, 2021 increases… Read More
Blog: How to Find Fee-Only Financial Planners
Finding a trustworthy financial planner is like looking for a needle in a haystack. Only less than 10% of financial advisors in the country are required to act in your… Read More
Blog: What is the Best Account for Children’s Savings?
Do you have a son or daughter? Do you want to set up a savings account for them? You can help your children get set up for the future by… Read More